*Rates accurate as of January 15, 2025
Certificate of Deposit
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| 3 Month | 3.75% | 3.80% | $1000.00 |
| 6 Month | 3.85% | 3.89% | $1000.00 |
| 1 Year | 3.95% | 4.01% | $1000.00 |
| 2 Year | 4.00% | 4.06% | $1000.00 |
| 3 Year | 4.00% | 4.06% | $1000.00 |
| 4 Year | 4.00% | 4.00% | $1000.00 |
* A substantial penalty may be charged on early withdrawal of any Certificate of Deposit
* Fees may reduce stated earnings.
Savings
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| Regular Savings | 2.00% | 2.02% | $25.00 |
* Rates may change after the account is opened.
* Fees may reduce stated earnings.
Cash Management (CMA) Account
| Account Size | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| Less Than $2,500.00 | 2.00% | 2.02% | $2500.00 |
| $2,500.00 - $24,999.99 | 2.35% | 2.38% | $2500.00 |
| $25,000.00 - $49,999.99 | 2.70% | 2.73% | $2500.00 |
| $50,000.00 - $99,999.99 | 3.05% | 3.09% | $2500.00 |
| $100,000.00 - $199,999.99 | 3.40% | 3.45% | $2500.00 |
| Over $200,000 | 3.75% | 3.82% | $2500.00 |
* Rates may change after the account is opened.
* Fees may reduce stated earnings.
Checking Accounts
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| NOW Checking | 1.00% | 1.00% | $1500.00 |
| Health Savings NOW Checking | 1.25% | 1.26% | $5.00 |
* Rates may change after the account is opened.
* Fees may reduce stated earnings.
Individual Retirement Accounts (IRA)
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| IRA Open Account | 4.00% | 4.06% | $5.00 |
* Rates may change after the account is opened.
* Fees may reduce stated earnings.